I cant imagine the pain and suffering this is causing people.

I also dont understand why so many people trust their smartphone or 3rd party cloud services to keep their nudes secure.

This is the best summary I could come up with:

A blackmail scam is using instant loan apps to entrap and humiliate people across India and other countries in Asia, Africa, and Latin America.

Astha knew her mother had been getting some weird calls and that she owed somebody money, but she had no idea that Bhoomi was reeling from months of harassment and psychological torture.

Most were in their 20s and 30s - a fireman, an award-winning musician, a young mum and dad leaving behind their three- and five-year-old daughters, a grandfather and grandson who got involved in loan apps together.

Rohan gained Chaurasia’s trust, and together with a journalist posing as an investor, arranged a meeting at which they asked him to explain exactly how the scam works.

When asked for comment, Li Xiang told the BBC that he and his companies comply with all local laws and regulations, have never run predatory loan apps, have ceased collaboration with Jiyaliang, the loan recovery company run by Liang Tian Tian and Parshuram Takve, and do not collect or use customers’ contact information.

Additional reporting by Ronny Sen, Shwetika Prashar, Syed Hasan, Ankur Jain and the BBC Eye team.

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