It said affected individuals’ credit scores would improve by an average of 20 points and lead to the approval of approximately 22,000 additional mortgages every year.
Or at the very least require credit scores to actually reflect your level of responsibility with money, instead of the current system that rewards you for “playing the game” and allowing credit card companies to skim off the top of literally every transaction you make while exposing themselves to essentially zero risk.
It’d be nice to just ban credit reports altogether, ah well it’s nice to have dreams
Or at the very least require credit scores to actually reflect your level of responsibility with money, instead of the current system that rewards you for “playing the game” and allowing credit card companies to skim off the top of literally every transaction you make while exposing themselves to essentially zero risk.