Why YSK: Locking your credit with the main 3 places is not enough.
https://innovis.com/ have grown enough to require locking as providers are using them as a single check source.
There’s also https://www.chexsystems.com/ which many banks use for opening checking accounts. They’re unique because they handle accounts that don’t show up in a credit report.
Interesting, I just tried to lock my credit and was prompted to pay for a premium account to do so.
Yeah, they do all they can to push the premium accounts, but there’s a free option buried in there somewhere.