Laws are based on morality, but they can only cover peoples actions, not their motivations. People who’s motivation is to be nasty to people they see as lesser will find a way to do so, and trying to eliminate any action they could take to show their hate would lead to a tyrannical micromanagaing government and a society that can’t be called free. Obviously we have to legislate against physical harm, and do what we reasonably can against financial harm, and threats, and more reasonable things I’m too tired to enumerate, but at some point social pressure and personal consequences are a better way to handle such behavior. The more society is improved, the better it will be at this function.
I have no disagreement with your 3 points on how the wealthy have coopted the legal system.
That is a pretty low bar.